Compliance Resources

The PostGuard Blog

Plain-English compliance guidance for FCA-regulated advisers. No jargon, no waffle — just what you need to post safely.

7 August 2026PostGuard Editorial

Two Advisers Banned Over £126 Million in Pension Transfers: What the Tribunal Actually Found

The Upper Tribunal upheld FCA bans on two advisers over pension transfer failings, but revised the unsuitable advice figure from 100% to 18%.

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3 August 2026PostGuard Editorial

Hidden Commission Fees Cost This Firm Its Reputation: What IFAs Can Learn From the EFG Censure

The FCA publicly censured EFG Securities for approving promotions that hid commission fees. Here's what every IFA needs to know about fee disclosure.

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27 July 2026PostGuard Editorial

From 1 to 74: What the FCA's Finfluencer Crackdown Means for Advisers

FCA enforcement against finfluencers jumped 7,300% in two years. Here's what IFAs need to know about social media compliance.

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24 July 2026PostGuard Editorial

Enforcement Watch 2: What the FCA's Latest Newsletter Actually Means for Your Advice Practice

The FCA's Enforcement Watch 2 reveals how they're supervising Consumer Duty. Here's what IFAs need to know about enforcement priorities.

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20 July 2026PostGuard Editorial

£99,600 Fine for Not Telling the FCA About Foreign Enforcement Action: What IFAs Need to Know

The FCA is fining an individual £99,600 for failing to disclose overseas enforcement action. Here's what this means for your disclosure obligations.

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17 July 2026PostGuard Editorial

FCA's First Year Crackdown: 650 Social Media Takedowns, 3 Arrests, and What It Means for Your Financial Promotions

The FCA removed 650 social media posts and made 3 arrests in year one of its new strategy. Here's what IFAs need to know about promotion compliance.

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6 July 2026PostGuard Editorial

FCA's New Crypto Rules: What IFAs Need to Know About Client Conversations

The FCA's landmark crypto regulations change how advisers discuss digital assets with clients. Here's what the new rules mean for your practice.

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3 July 2026PostGuard Editorial

FCA's New Investment Disclosure Rules: What IFAs Need to Change

The FCA is overhauling how advisers communicate investment costs. Here's what the proposals mean for your client communications.

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29 June 2026PostGuard Editorial

FCA Penalty Overhaul: What the New Enforcement Framework Means for Your Practice

The FCA's CP26/19 proposes significant changes to how penalties are calculated and decisions made. Here's what IFAs need to know.

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26 June 2026PostGuard Editorial

Social Media Financial Promotions: What IFAs Actually Need to Know

A practical guide to FCA social media rules for IFAs. What counts as a promotion, standalone post requirements, and common mistakes to avoid.

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22 June 2026PostGuard Editorial

£124 Million in FCA Fines Last Year: What IFAs Can Learn from Fintech's Expensive Mistakes

The FCA fined firms £124m in 2025. Here's what independent advisers can learn from fintech's compliance failures.

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19 June 2026PostGuard Editorial

The FCA Is Watching Earlier Than You Think: What Their Intervention Shift Means for IFAs

The FCA is intervening earlier to prevent harm. Here's what this supervision shift means for IFA compliance and financial promotions.

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15 June 2026PostGuard Editorial

33 New Enforcement Cases in 11 Months: What the FCA's Latest Numbers Mean for IFAs

The FCA opened 33 enforcement operations between June 2025 and April 2026. Here's what advisers should learn from the regulator's approach.

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8 June 2026PostGuard Editorial

FCA Targets 'Impartial Advice' Social Media Posts That Are Actually Paid Promotions

The FCA is cracking down on social media posts disguised as impartial tips that actually promote claims firms. Here's what advisers need to know.

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5 June 2026PostGuard Editorial

AI Tools for Financial Promotion Compliance: What IFAs Need to Know

Rosemount launches AI tool for financial promotion checks. Here's what IFAs should understand about automated compliance and its limitations.

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1 June 2026PostGuard Editorial

FCA Names and Shames Financial Promotion Approvers: What IFAs Need to Know

FCA review finds serious failings among s21 approvers. What this means for IFAs relying on third parties to sign off financial promotions.

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25 May 2026PostGuard Editorial

Non-Financial Misconduct: The FCA's New Enforcement Priority That Every IFA Needs to Understand

The FCA has confirmed it will take enforcement action over non-financial misconduct. Here's what this means for IFAs and their compliance obligations.

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22 May 2026PostGuard Editorial

1,267 Illegal Ads, 2.3 Million Accounts Reached: What the FCA's Finfluencer Crackdown Means for IFAs

The FCA's latest enforcement blitz found 1,267 illegal financial ads reaching millions. Here's what IFAs should learn about social media compliance.

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15 May 2026PostGuard Editorial

What Nikhil Rathi's Financial Crime Speech Actually Means for Your Practice

FCA chief Nikhil Rathi's speech signals tougher financial crime expectations. Here's what independent advisers need to do differently.

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11 May 2026PostGuard Editorial

FCA's New Supervisory Approach: What 'Purposeful, Predictable and Proportionate' Actually Means for Your Practice

The FCA has outlined its new supervisory priorities for financial advisers. Here's what the shift means for your compliance approach.

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8 May 2026PostGuard Editorial

FCA's 2026 Audit Focus: Why Your Firm's Culture Now Matters as Much as Your Compliance

FCA enforcement is up 24% and the regulator is now auditing workplace culture and non-financial misconduct. Here's what IFAs need to know.

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4 May 2026PostGuard Editorial

What the FCA's Financial Adviser Survey Actually Tells Us About Your Competition

The FCA's latest adviser market survey reveals key trends in fees, client numbers, and firm structures. Here's what it means for your practice.

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1 May 2026PostGuard Editorial

FCA's Finfluencer Crackdown: What IFAs Need to Know About the New Enforcement Reality

The FCA secured its first finfluencer guilty plea and made 120 takedown requests. Here's what this means for IFAs using social media.

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27 April 2026PostGuard Editorial

The FCA's Finfluencer Crackdown: What IFAs Need to Know About the New Enforcement Landscape

The FCA led 17 global regulators in a week of action against illegal finfluencers. Here's what it means for IFAs and your own social media compliance.

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20 April 2026PostGuard Editorial

The Risk Warnings Review: What Actually Changes for IFAs

The Risk Warnings Review signals real changes to how IFAs communicate risk. Here's what's shifting and what you need to do about it.

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17 April 2026PostGuard Editorial

Hartley Pensions Enforcement: What Every IFA Should Learn From This Case

The FCA's enforcement action against Hartley Pensions offers practical lessons for IFAs on pension transfers, due diligence, and regulatory expectations.

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13 April 2026PostGuard Editorial

Targeted Support Is Now Live: What IFAs Actually Need to Know

The FCA's targeted support rules are now in force. Here's what they mean for your practice and how to use them without crossing regulatory lines.

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10 April 2026PostGuard Editorial

What IFAs Can Learn From a Finfluencer Who Got Qualified

A financial influencer got fully qualified after FCA crackdowns. Here's what her journey reveals about compliance risks IFAs face on social media.

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7 April 2026PostGuard Editorial

FCA Pressure on Finfluencers: What IFAs Need to Know About the Tightening Rules

The FCA is pushing social media platforms to crack down on finfluencers. Here's what this means for IFAs using social media.

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25 March 2026Elliot Rose

How to Post on LinkedIn as a Financial Adviser Without Getting Fined

Practical guide for financial advisers on posting compliant content on LinkedIn. Covers common pitfalls, before-and-after examples, and profile compliance.

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18 March 2026Elliot Rose

Consumer Duty and Social Media: The Compliance Guide Nobody Gave You

How Consumer Duty applies to social media for financial advisers. Covers the four outcomes, common mistakes, enforcement data, and a practical compliance checklist.

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10 March 2026Elliot Rose

FCA Social Media Rules for Financial Advisers: What You Actually Need to Know

A plain-English guide to FCA social media rules for financial advisers, covering Section 21, financial promotions, and Consumer Duty requirements.

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24 February 2026PostGuard Editorial

FCA Fines Seven Influencers for Unauthorised Financial Promotions — What It Means for Regulated Advisers

In February 2026, seven social media influencers were fined by the FCA for promoting an unauthorised FX trading scheme. With 4.5 million combined followers, none of them thought they were doing anything wrong. Here's what regulated advisers should take from this.

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15 January 2026PostGuard Editorial

The FCA's New Enforcement Watch: What It Tells Us About Where They're Looking Next

The FCA launched a new publication in late 2025: Enforcement Watch. It's the closest thing to a window into the regulator's current enforcement priorities. Here's what financial advisers need to know.

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8 January 2026PostGuard Editorial

The FCA Issued £124 Million in Fines in 2025 — The Ones That Should Concern Financial Advisers

The FCA issued over £124 million in fines in 2025. Most headlines focused on the big bank names. But buried in the list are cases that matter far more to independent advisers and smaller firms.

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18 November 2025Elliot Rose

The FCA's Financial Promotions Regime and Social Media: A Practical Guide for 2025

A comprehensive guide to the FCA financial promotions regime as it applies to social media. Covers Section 21 FSMA, COBS 4, Consumer Duty, enforcement trends, and building a compliant social media policy.

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